Every new personal savings account includes the following complimentary features:

Digital banking
✔ Text & Telephone Banking
✔ Paper or eStatements
✔ Signature FinancialVue online management

We can help you save in a way that works best for you. Begin your savings journey today and enjoy a more secure tomorrow.

Need help determining which of our accounts is best for you?

Try out the educated search feature on our homepage! Just type “saving” into the “How can we help you today?” bar and the questions will guide you to the right account to get the most bang for your buck.

Personal Savings

Save for something specific or just build a rainy day fund, this account can help make it happen, with a good return and unlimited ATM access with fee refunds.


Savings accounts aren’t about money. They’re about helping a person meet their financial goals. And just so we never lose sight of that fact, we put a reminder of that in the title of this account. Whether you’re saving for something specific, like a new car, building a retirement fund, or just setting aside cash for a “just in case” fund, we can help you make it happen. Earn interest, build your balance and maintain easy access. This account has everything a person could need.


  • Interest earned on collected balances of $100 or more
  • Earnings paid quarterly; interest compounded and credited every 3 months
  • ATM fee refunds nationwide
  • Mobile Deposit with your smartphone
  • Free telephone banking and phone transfers
  • 2 free withdrawals per month; $2.50 each thereafter
  • Unlimited ATM withdrawals
  • $5 monthly service charge waived with $100 average daily balance
  • $100 minimum opening deposit

Apply Now

Money Market Account

Take advantage of better returns than standard savings accounts, with tiered rates for maximum returns and check writing so getting to your money is easy!


Get a great rate and easy access all in one affordable account! Our Money Market offers you better returns than standard savings accounts, with a tiered structure, so you earn more as your balance grows. You also get six withdrawals per month along with check writing so accessing your money is easy!


  • Better returns than regular savings accounts
  • Tiered rates maximize returns
  • Check writing privileges
  • Mobile Deposit with your smartphone
  • Free telephone banking and phone transfers
  • 6 withdrawals per month; $12.50 each thereafter
  • $10 monthly service charge waived with minimum $2,000 balance
  • $2,000 minimum opening deposit
  • Daily balance of $2,000 to avoid monthly fee
Young Investors Account

Help your child learn independence and financial responsibility. This free account is available to anyone under age 18 and only requires $5 to get started.


Our Young Investors account is an easy place for kids to start saving their allowance, babysitting money, or first job earnings. Available to savers under 18, this account allows access to funds up to twice a month and earns interest, so kids can watch their money grow. With a minimum opening deposit of only $5, they can easily get started today. This account automatically converts to Personal Savings at age 18.


  • For customers under the age of 18
  • Interest paid on all collected balance; compounded and credited every 3 months
  • No monthly fee or minimum balance
  • 2 free withdrawals per month; $2.50 each thereafter
  • $5 minimum opening deposit

Apply Now

Christmas Club

Christmas is about sharing with those we love. But all that sharing can be pretty expensive. This account helps you save for the upcoming holiday season.


Christmas is about sharing with those we love, and the months leading up to this special occasion are when you need to save! This special savings account allows you to plan for the upcoming holiday season. Save year-round and make regular contributions. When the time is right, we’ll send you the balance plus interest, so you’ll be able to enjoy the yuletide spirit without having to worry about your budget.


  • Save year-round for holiday spending
  • Interest paid on all collected balance; compounded and credited every 12 months
  • Balance sent to you early November
  • Penalty for early withdrawal
  • Mobile Deposit with your smartphone
  • $5 minimum opening deposit

Apply Now  Open Now

Certificates of Deposit (CDs)

Things always run smoother when you have a plan. CDs give you set terms and a better return than accounts so your savings plan is always on track.


A great way to maximize your savings potential is through Certificates of Deposit (CD). When you open a CD, you can set aside funds for a set term and get a better return on your money than with a savings account. At Signature Bank, we offer a wide variety of terms to fit your circumstances and great interest rates to make sure you make the most of every dollar!


  • Higher interest rates than regular savings accounts
  • Fixed and variable rate options including Ready Access and 2-Step CD
  • Terms available from 6 months to 5 years
  • No setup or maintenance fees
  • Maybe a penalty for early withdrawal
  • $1,000 – $5,000 minimum deposit to open

Call us at (877) 888-8550 for current rates.

Health Savings Account (HSA)

With the rising cost of healthcare, it’s smart to save before you get sick. This interest bearing account offers you a way to save and tax advantages too!


As the cost of healthcare continues to rise, you and your family can be better prepared financially when medical needs arise. With a tax-advantaged HSA from Signature Bank, you can save now for medical costs down the road. It’s a great way to help cover that high deductible on your current healthcare plan. You’ll earn interest and have access to funds to pay eligible expenses, like doctor bills, prescriptions, and more. Unlike flexible spending accounts, HSAs generally cover a broader range of qualified medical expenses, and they don’t operate under the “use-it-or-lose-it” rule.


  • Save for future medical costs
  • Interest earned on daily collected balance and paid monthly
  • Use for approved medical expenses
  • Tax free earnings when IRS requirements are met
  • No minimum balance or monthly service charge
  • Access funds by debit card, check, or online
  • First order of checks free
  • No “use it or lose it” rule
  • Transferrable to next job
  • High deductible health plan (HDHP) required
  • Opening deposit may be by payroll deposit
Individual Retirement Accounts (IRAs)

It’s never too early to start saving for retirement. We offer IRA Money Markets, IRA Savings and IRA Certificate of Deposit accounts that allow you to begin planning for your future.


They say life is a marathon, not a sprint. It might be time to slow down and look at the map. Where are you headed? Are you saving enough? Do you have a plan for retirement? At Signature Bank of Arkansas, we can help you set up a savings plan that works for your long-term goals. Through IRAs, you can earn interest and get possible tax advantages that make saving easier. Open one today to help build a better tomorrow.


  • Set aside funds for retirement
  • Interest bearing account
  • Traditional and Roth IRAs available
  • Wide variety of savings instruments to choose from
  • Various available tax advantages
  • Penalty for early withdrawal

Consult your tax advisor to learn more about IRA Tax Advantages

Traditional v. Roth

Traditional IRA

  • Dividend earnings are tax deferred until withdrawal
  • Contributions may be tax deductible, (please consult your tax advisor)
  • Withdrawals can begin at age 59½
  • Early withdrawals subject to penalty*
  • Mandatory withdrawals begin at age 70½

Roth IRA

  • Dividend earnings are tax free
  • Contributions are NOT tax deductible
  • Principal can be withdrawn penalty-free
  • Withdrawals of earnings can begin at age 59½; early withdrawals subject to penalty*
  • No mandatory withdrawals

Consult your tax advisor to learn more about these retirement options.

*Certain exceptions apply. Non-penalized withdrawals include healthcare, purchasing first home, etc.

Re-select Location