At Signature Bank of Arkansas, we offer a wide variety of options to fit any situation. Let our mortgage specialists customize a loan to meet your needs.
Fixed Rate Home Loans
A loan to purchase or refinance a residential dwelling that will be secured by a mortgage on the property. These loans have a set interest rate and are commonly made for a longer period of time. Fixed rate home loans are for customers who prefer to know exactly what their payment will be for the life of the loan.
Adjustable Rate Home Loans
A loan to purchase or refinance a residential dwelling that will be secured by a mortgage on the property. Generally these loans carry a slightly lower rate initially than fixed rate home loans, though they can increase. These loans might be preferable for buyers who plan to only own the property for a short time.
Residential Rental Property
A loan to purchase or refinance a residential dwelling that will be used as rental property. These loans can have a fixed or adjustable interest rate, and are usually made for a longer period of time.
Interest Only/Specialized Home Loans
A loan to purchase or refinance a residential dwelling that will be secured by a mortgage on the property. These loans can be interest-only loans, no money down, or government program loans. Please consult one of our mortgage originators to see which product is best for you.
Bring even your loftiest goals within reach. Use your existing home to make that big purchase, start those renovations, pay off those credit card bills, or just about anything else. At Signature Bank of Arkansas, we can help you get the cash you need. Our home equity loans offer competitive rates and flexible terms to keep your payments affordable. The interest you pay may even be tax deductible!
You may be good with a hammer, but if you’re thinking of building your dream home, we suggest going with professionals. And for the financing to pay them, come to Signature Bank. We’ve been helping people finance their home construction, from drawing up the blueprints to move-in day. And because we’re based right here in Arkansas, we can get you quick decisions and full personal service every step of the way!
Home Mortgage Disclosure Act Notice
The HMDA data about our residential mortgage lending is available online for review. The data shows geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials. This data is available online at the Consumer Financial Protection Bureau’s website. HMDA data for many other financial institutions is also available at the website.