Checking Products

Every new personal checking account includes the following complimentary features:

  • Signature Bank MasterCard Debit Card
  • Online Banking and Unlimited Bill Pay
  • Mobile & Text Banking
  • Mobile Deposit with Your Smartphone
  • Paper or eStatements
  • ATM Fee Refunds Nationwide

Need help determining which of our accounts is best for you?

Try out the educated search feature on our homepage! Just type “checking” into the “How can we help you today?” bar and the questions will guide you to the right account to get the most bang for your buck.

The Signature Account

Designed to reward customers for their total bank relationship, this interest-bearing account offers the most extras of any of our checking options.

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Advantage One Checking

Get the benefits of unlimited check writing, ATM fee refunds, free mobile deposit, and no monthly fees while earning interest on your balance of $1,000 or more!

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Advantage Plus Checking

This free, interest-bearing account was created to let customers age 55 and older know how much we appreciate them. Enjoy unlimited check writing, ATM fee refunds, and much more.

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Free Checking

This checking account is the most straightforward. You get unlimited checking and debit card use, online banking with bill pay, and more—all for no monthly fee.

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Check Maintenance

Place a First Time Order            Reorder Checks


Customer Notice

Effective July 1, 2020 changes are coming to Regulation CC (Hold Funds Availability thresholds).

The adjustments to the rule are as follows:

  • The minimum amount of deposited funds that must be made available for withdrawal by opening of business on the next day for certain check deposits is increasing from $200 to $225 for case by case holds.
  • The amount of funds deposited by certain checks in a new account that are subject to next-day availability is increasing form $5,000 to $5,525 for new account exception holds.
  • For large deposit exception holds the threshold amount is changing from $5,000 to $5,525 if the aggregate amount of checks on any banking day exceeds the threshold.
  • The threshold for determining whether an account has been repeatedly overdrawn is increased form $5,000 to %5,525 for repeat overdraft exception holds.

All of the above changed begin July 1, 2020 and, per the rule, the indexes will adjust every five years going forward.

If you have any questions, please contact us at 877.888.8550.

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