UPDATED SCHEDULE OF FEES

The following schedule of fees will take effect on Monday, October 25.

Action or ServiceFee Structure
ATM/Debit Card (no charge for initial card) $5.00 Replacement Card
Balance Inquiry No Charge
Cashier's Check $6.00
Collection

no

--Incoming $20.00
--Outgoing International Actual fee(s) charged by 3rd parties
Dormant Charge on Checking
(no activity for 365 days)
$5.00 per month
Dormant Charge on Savings and Money Market
no activity for 730 days)
$5.00 per month
Garnishment Processing $75.00
Gift Card $3.50
Insufficient Funds:

no

--Each Overdraft or Returned Item* $30.00
--Account Link Setup No Charge
--Account Link Transfer** $7.00 per transfer
Levy Processing $75.00
Night Depository

no

--Locked Bag $20.00
--Zipper Bag $5.00
Online, Mobile Banking, and Bill Pay Service No Charge
Research Services and Account Balancing $20.00 per hour (1-hour minimum)
--Item Copy $1.00 for checks, $2.50 for statements
Returned Deposit Item (Chargeback) $5.00
Returned Mail Fee $1.50
Statement Options:

no

--Instant Statement (printout) $5.00
--Duplicate-Monthly Statement $5.00 per statement cycle
--E-Statement Exclusive Delivery $0.50 credit per statement cycle
--E-Statement + Paper Delivery $3.00 per statement cycle
Stop Payment*** $30.00
Wire Transfers

no

--Incoming - Customers Domestic No Charge
--Incoming - Customers International No Charge
--Outgoing - Domestic $20.00
--Outgoing - International $65.00
--International Wire Recall Fee $30.00
--International Wire Trace Fee $30.00
--International Wire Amendment Fee $30.00
--Returned Wire Processing Fee $20.00 or actual cost (whatever is greater)
Mobile Deposit No Charge


*An Insufficient Funds item may be created by check, in-person withdrawal, ATM withdrawal, or other electronic means.
**Transfer fees will be charged to the Target Account (To Account) at the time of the transaction.
***Stop payment fees are half price ($15.00) for business customers if the stop payment is initiated through online banking.